Bank Managers or Financial Planners Answer These If You Would Pleasee?

Bank Managers and Financial Planners Please Read This and Help Me Out!?


this is for my economics course.


PLEASE DO NOT IGNORE THIS.


I am just in need of some answers for an interview with a bank worker.


after you answer the questions i will need the following information:


a.Name


b. Company they work for


c. Address


d. Phone number


e. E-mail address (if possible)


YOU DO NOT HAVE TO LEAVE INFO IF YOU ARE TOO PARANOID ABOUT IT, But please answer the questions.


here is what i need to know:


1. What are the implications of having either a positive or negative credit history? (Ask for specific examples.)





2. What would constitute a responsible use of credit?





3. What are three (or more) inappropriate uses of credit?





4. When selecting a credit card, what factors should one consider?





thank you so much for your time

Bank Managers or Financial Planners Answer These If You Would Pleasee?
Wow
Reply:1. lower Interest loans, Validity of being a responsible person in regards to employment, Credit cards offered with higher credit limit


2. paying back in timely fashion.


3. paying of loans by taking out another loan.


4. Zero APR, Can be used as a debit card, Credit Limit increases with good paying records, Extended payment grace period, Insured for theft,and ofcourse lowest interest.